Products

SAVINGS ACCOUNTS

Customers open savings accounts with minimal cash deposits.

• Carry out regular savings and benefit from an attractive interest rate on these savings paid twice a year (June and December).
• These accounts require no prior notice before withdrawal.
• Give opportunity to benefit from soft loans and customers are granted access to its unique savings booklet.
• Accept special deposit accounts.

Opening requirements

• A photocopy of the National Identity Card
• 2 passport size photographs
• Registration fee 2.500 frs.
• Minimum balance 10.000 frs.

CURRENT ACCOUNTS (PERSONAL)

This is for both civil servants and private salaries account. Disbursement from this account is by cheque books and withdrawals can be made at any time. It attracts limited overdraft to meet individuals needs.

Opening requirements

• Photocopy of National Identity Card
• Copy of recent payslip
• Attestation of non-indebtedness from other banks
• Application to the department of salaries (MINEF)
• Opening charge 10.000 frs.
• Attestation of activities

BUSINESS CURRENT ACCOUNTS

This account is recommended for businessmen and women. It offers opportunities to finance business projects through overdrafts and soft loans. Owners of this account benefit from business councelling and feasibility studies through the collaboration of development officers and field experts. No interest is paid on this account but it attracts a monthly charge.

Opening requirements

• Business licence
  
• Tax payer’s number
  
• Business registration certificate
  
• 2 passport size photographs of each of the authorised signatories
  
• Opening charge 25.000 frs.
• Registration 3.000 frs.

DAILY SAVINGS SCHEME

This account enables customers to carry out regular daily savings to meet individual exigencies and raising of additional capital e.g. bayam sellams. Savings are done from Monday to Saturday. Withdrawal is at the end of every month. It attracts a monthly charge of 4% on total savings a month. Collection agents are available to facilitate and save customers time.

PENSIONERS’ SCHEME

• Create special savings account for pensioners with special interest rates.
• Special schemes to pay salaries of retired pensioners at home.
  

TERM DEPOSITS

This is a special account that generates special interest on savings. (The longer the period, the more the interest on savings.)

SPECIAL POVERTY ALLEVIATION SCHEME

INTEREST FREE (if funding is received from aid or donor organisations as solicited)
This shall involve a group of not less than three persons especially rural women (Farmers) or other deprived persons in society who wish to start a group venture or desperately need support to implement a project already underway.

Opening requirements

• Attestation of authorisation of group (CIG/NGO)
• Photocopy of National I.D. card/passports
• Passport size photographs 4×4
• Suppose Project
• No deposits required
• Registration fee of 5.000 frs.

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